Terms and Conditions

Effective Date: October 6, 2026
Last Updated: October 6, 2026

These Terms and Conditions (“Terms”) govern your use of pennsylvaniafirehousebuyer.com (the “Website”) and services offered through the Website by Pennsylvania Fire House Buyer (“Pennsylvania Fire House Buyer,” “we,” “us,” or “our”).

By accessing the Website, submitting property information, requesting an offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

1. Purpose of the Website

The Website allows property owners and authorized representatives to submit information concerning real estate they may wish to sell, including:

• Fire-damaged property;
• Smoke-damaged property;
• Water-damaged property;
• Structurally damaged property;
• Distressed property;
• Vacant property;
• Inherited property;
• Probate or estate property;
• Property facing foreclosure;
• Property subject to liens;
• Property requiring substantial repairs; and
• Other residential or investment property.

Depending on the transaction, we may:

• Evaluate the property ourselves;
• Purchase or seek to purchase the property;
• Facilitate a potential cash offer;
• Connect the seller with a local cash buyer;
• Route the opportunity to another investor;
• Enter into a purchase agreement;
• Work through appropriately licensed Pennsylvania real estate professionals;
• Engage in a legally compliant wholesale transaction;
• Acquire contractual or equitable rights;
• Assign or transfer those rights where legally and contractually permitted; or
• Decline the opportunity.

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Our Role

Pennsylvania Fire House Buyer operates within the real estate investment, cash-buyer, property-acquisition, marketing, lead-generation, referral, and buyer-matching marketplace.

Depending on the facts, we may act as:

• A principal prospective purchaser;
• A real estate investor;
• A property-acquisition business;
• A lead-generation service;
• A buyer-matching service;
• A contract purchaser;
• A participant in a licensed wholesale transaction;
• A holder of contractual or equitable rights;
• An affiliate or partner of another purchaser; or
• A combination of these roles.

Our precise role depends on the transaction documents and actual conduct.

Unless separately established, we do not act as your:

• Attorney;
• Tax adviser;
• Accountant;
• Financial adviser;
• Insurance adviser;
• Public adjuster;
• Contractor;
• Engineer;
• Appraiser;
• Fiduciary;
• Housing counselor;
• Mortgage lender;
• Mortgage servicer;
• Mortgage broker;
• Loan-modification provider; or
• Foreclosure consultant.

Any regulated Pennsylvania brokerage or wholesale role will be governed by applicable licensing law.

3. Local Buyer Matching

The Website may connect property owners with independent cash buyers.

Independent purchasers may:

• Research the property;
• Evaluate condition;
• Estimate repairs;
• Determine their own offer;
• Contact you;
• Conduct due diligence;
• Negotiate terms; and
• Enter a transaction directly with you.

Independent buyers are responsible for their own:

• Statements;
• Offers;
• Contracts;
• Financing;
• Valuations;
• Licensure;
• Compliance;
• Privacy practices; and
• Performance.

4. No Obligation to Sell

Submitting a Website form does not obligate you to sell.

A Website submission is an inquiry, not a purchase agreement.

You may reject an offer unless and until you sign an enforceable transaction agreement providing otherwise, subject to any statutory cancellation rights.

5. No Obligation to Purchase

Submitting information does not require us or another prospective purchaser to:

• Evaluate the property;
• Make an offer;
• Maintain an offer;
• Continue negotiations;
• Purchase the property; or
• Complete a transaction.

6. Eligibility and Authority

By submitting property information, you represent that:

• You are at least 18 years old;
• You have legal capacity to contract;
• Information you provide is materially accurate to the best of your knowledge;
• You own the property, hold an interest, or are authorized to communicate concerning it; and
• Your use complies with applicable law.

Submission by one co-owner does not necessarily authorize that person to bind every owner.

7. Property Research

We or prospective purchasers may research:

• Ownership;
• Recorded deeds;
• Mortgages;
• Liens;
• Judgments;
• Property taxes;
• Property condition;
• Fire damage;
• Smoke damage;
• Firefighting-water damage;
• Structural condition;
• Roofs;
• Foundations;
• Electrical and plumbing systems;
• Heating and cooling;
• Repairs;
• Permits;
• Insurance information;
• Probate;
• Foreclosure; and
• Other matters relevant to evaluating a transaction.

8. Preliminary Offers

Any preliminary:

• Cash offer;
• Estimated offer;
• Property valuation;
• Price range;
• Repair estimate; or
• Similar indication

is non-binding unless included in an enforceable transaction agreement.

A preliminary offer may change after due diligence.

9. Offer Methodology

The Website may describe a methodology similar to:

Potential Offer = After-Repair Value – Repairs – Transaction/Holding Costs – Investor Return

That methodology is illustrative.

Actual assumptions vary.

No particular offer amount or investment result is guaranteed.

10. Binding Transactions

A binding real estate transaction arises only when the relevant parties execute legally enforceable written documents.

A transaction may depend on:

• Ownership verification;
• Authority to sell;
• Title review;
• Mortgages;
• Liens;
• Judgments;
• Property taxes;
• Seller disclosures;
• Due diligence;
• Property access;
• Probate;
• Foreclosure status;
• Buyer funding;
• Pennsylvania wholesaling requirements;
• Closing requirements; and
• Other legal or contractual conditions.

11. Pennsylvania Residential Real Estate Seller Disclosure Law

Pennsylvania’s Real Estate Seller Disclosure Law generally applies to transfers of residential real estate consisting of one to four dwelling units, subject to statutory exceptions.

Covered transactions can include:

• Sales;
• Exchanges;
• Installment sales contracts;
• Leases with an option to purchase;
• Condominium-unit transfers; and
• Cooperative-unit transfers.

A direct cash or investor sale is not automatically exempt.

12. Known Material Defects

A covered seller must disclose known material defects.

A material defect generally means a problem with the property or any portion of it that:

• Has a significant adverse effect on the property’s value; or
• Creates an unreasonable risk to people on the property.

The fact that a system is merely old or near the end of its useful life is not, by itself, a material defect.

13. Disclosure Before the Agreement of Transfer

A signed and dated property disclosure statement must generally be delivered to the buyer before the seller and buyer sign the agreement of transfer.

This timing rule applies even where the parties hope to close quickly.

14. Seller Disclosure Form

Pennsylvania requires a disclosure statement satisfying State Real Estate Commission requirements.

Required disclosure subjects include matters involving:

• Roofs;
• Basements and crawl spaces;
• Wood-destroying insects and dry rot;
• Structural problems;
• Additions and structural changes;
• Water and sewage;
• Plumbing;
• Heating and air conditioning;
• Electrical systems;
• Equipment and appliances;
• Soil and drainage;
• Boundaries and sinkholes;
• Hazardous substances;
• Condominiums and homeowners associations;
• Legal or title issues; and
• Storm-water facilities.

15. Fire Damage and Material Defects

A prior fire can create numerous material defects, including:

• Structural damage;
• Roof damage;
• Foundation damage;
• Electrical damage;
• Plumbing damage;
• Heating-system damage;
• Smoke contamination;
• Firefighting-water intrusion;
• Mold;
• Hazardous-material disturbance;
• Chimney or fireplace damage;
• Incomplete repairs;
• Unpermitted alterations;
• Code violations; and
• Other safety or value problems.

Known fire-related conditions meeting Pennsylvania’s material-defect standard must be disclosed where the statute applies.

16. No Universal Requirement to Disclose Every Historical Fire Document

Pennsylvania law requires disclosure of known material defects.

It does not create one universal requirement that every seller automatically provide every historical:

• Fire-department report;
• Insurance claim file;
• Adjuster report;
• Contractor invoice;
• Engineering report;
• Inspection report;
• Photograph;
• Permit;
• Remediation record; or
• Restoration estimate.

Those documents may nevertheless be:

• Required by contract;
• Requested during due diligence;
• Important to explaining a known defect;
• Required by an insurer;
• Required by a lender;
• Required by local government; or
• Required under another law.

17. No Mandatory Seller Investigation

Pennsylvania’s disclosure statute generally does not require the seller to perform a special investigation solely to complete the disclosure statement.

However, the seller may not:

• Knowingly make false statements;
• Make deceptive or misleading representations; or
• Fail to disclose a known material defect.

18. Information That Becomes Inaccurate

If information previously disclosed becomes inaccurate before final settlement because of a later act, occurrence, or agreement, the seller must notify the buyer of the inaccuracy as required by law.

This is particularly relevant where additional deterioration occurs after a fire or during the repair process.

19. Expert Reports

Pennsylvania law recognizes specified protections where disclosure information is reasonably based on written information from:

• A public agency;
• Home inspector;
• Contractor; or
• Other appropriately registered or licensed professional

acting within that person’s expertise, provided statutory conditions are satisfied.

Delivery of a qualifying professional report may satisfy applicable obligations concerning the subject addressed.

20. Disclosure Statement Is Not an Inspection or Warranty

The Commission disclosure form states that it:

• Reflects the seller’s knowledge;
• Is not a substitute for inspection; and
• Is not a warranty by the seller or brokers.

A buyer may conduct independent due diligence.

21. Seller-Disclosure Exemptions

Pennsylvania’s disclosure statute contains limited exceptions, including certain:

• Fiduciary transfers made in administration of an estate;
• Guardianship transfers;
• Conservatorship transfers;
• Trust-administration transfers; and
• Qualifying new residential construction that has not previously been occupied and satisfies statutory warranty, code-inspection, and occupancy/certification requirements.

An exemption should not be assumed without reviewing the actual transaction.

22. Liability for Nondisclosure

A person who willfully or negligently violates duties under the Seller Disclosure Law may be liable for actual damages suffered by the buyer.

A statutory action generally must be brought within two years after final settlement.

Other remedies under other laws, including remedies relating to fraud or misrepresentation, may also remain available.

23. As-Is Transactions

The Website advertises as-is property purchases.

“As-is” can mean the buyer does not require the seller to perform repairs.

It does not automatically eliminate:

• Pennsylvania seller-disclosure duties;
• Fraud or misrepresentation liability;
• Contract representations;
• Federal disclosures;
• Wholesaling protections;
• Title obligations;
• Local code requirements; or
• Other non-waivable rights.

24. No Universal Repair Requirement

Pennsylvania’s seller-disclosure statute does not require every fire-damaged house to be fully repaired before sale.

A property may potentially be sold in damaged condition.

Separate:

• Building codes;
• Unsafe-building orders;
• Occupancy requirements;
• Permit requirements;
• Fire codes;
• Utility requirements;
• Insurance requirements;
• Local ordinances; and
• Contract terms

may nevertheless affect the transaction.

25. Correcting the Website’s “Philadelphia Code § 55-2501” Claim

The Website currently states that “Philadelphia Code § 55-2501” requires every property seller to complete a Property Disclosure Statement detailing fire-damage history.

These Terms do not rely on that citation.

The applicable Pennsylvania statewide disclosure framework is principally found in 68 Pa.C.S. Chapter 73, together with the State Real Estate Commission’s disclosure form and regulations.

The current page should be corrected.

26. Out-of-State Content on the Pennsylvania Website

The Website currently includes references to locations and examples involving:

• Boise;
• Coeur d’Alene;
• Twin Falls;
• Meridian;
• Idaho;
• Phoenix;
• Boston; and
• Other out-of-state markets.

Those examples should not be presented as Pennsylvania legal authority or Pennsylvania market data.

27. Unsupported Lawsuit and Statistic Claims

The Website also contains highly specific claims involving:

• A purported $47,000 fire-disclosure settlement;
• A purported $25,000 lawsuit;
• Percentage discounts for fire-damaged properties;
• Insurance-claim-delay percentages;
• Closing statistics;
• Repair-return percentages;
• Market-inquiry percentages; and
• Similar factual assertions.

Those claims should be independently substantiated or removed.

They are not Pennsylvania legal requirements.

28. Inspections and Due Diligence

The Website may advertise:

• No formal inspection;
• No repairs;
• No appraisal contingency;
• No financing contingency; or
• Similar streamlined terms.

Those descriptions reflect possible transaction structures.

They do not:

• Eliminate seller disclosures;
• Prevent contractually permitted due diligence;
• Authorize concealment;
• Eliminate local inspection requirements; or
• Override executed agreements.

29. Fast Closing Claims

The Website may advertise:

• A cash offer within approximately 24 hours;
• Closing in approximately 7 to 10 days;
• Flexible closing;
• No repairs;
• No agents;
• No commissions;
• No seller fees;
• Buyer-paid closing costs; or
• Similar benefits.

These are possible transaction terms, not guarantees.

Actual timing may depend on:

• Title;
• Mortgages;
• Liens;
• Judgments;
• Property taxes;
• Seller disclosures;
• Wholesale cancellation rights;
• Buyer funding;
• Property access;
• Probate;
• Foreclosure;
• Municipal certifications; and
• Closing requirements.

30. Closing Costs, Fees, and Commissions

Where a purchaser agrees to:

• Pay closing costs;
• Charge no seller fee;
• Buy without a traditional listing commission; or
• Pay specified settlement expenses,

the executed transaction documents and final closing statement control.

31. Pennsylvania Wholesale Transactions

Pennsylvania enacted major residential wholesaling regulation through Act 52 of 2024, effective January 4, 2025.

For purposes of Pennsylvania licensing law, a wholesale transaction generally means undertaking to promote the:

• Sale;
• Exchange; or
• Purchase

of an equitable or other interest in residential property, with the intent to assign, sell, or otherwise transfer that interest for a fee, commission, or other valuable monetary consideration without having taken title as owner of record.

The covered residential property generally contains one to four dwelling units.

32. Pennsylvania Wholesalers Must Be Licensed

Pennsylvania’s broker definition now expressly includes:

Any person who, whether for that person or for another, engages or attempts to engage in a wholesale transaction.

Accordingly, engaging in covered wholesaling is a licensed real estate activity.

A person should not treat Pennsylvania as a state where residential wholesaling may simply be conducted as an unlicensed principal investor activity.

33. Owner Exemption Does Not Apply to Wholesale Transactions

Pennsylvania normally provides an exclusion for owners acting with respect to real estate they own or lease.

However, Act 52 expressly states that this owner exclusion does not apply to a wholesale transaction.

Holding a purchase contract without having taken title therefore should not be confused with the ordinary owner exemption.

34. Thirty-Day Consumer Cancellation Right

A consumer who is a party to a covered wholesale transaction generally has the non-waivable right to cancel a compliant wholesale sales agreement or sales contract until the earlier of:

• Midnight of the 30th day after the consumer executed the agreement or contract; or
• Conveyance.

This is substantially longer than the cancellation periods used in many other state wholesaling statutes.

35. Contract Missing Required Wholesale Information

If a wholesale sales agreement or sales contract does not contain the information required by Pennsylvania law, the consumer generally may cancel it at any time before conveyance.

36. Wholesale Cancellation Cannot Be Waived

The statutory wholesale cancellation right is expressly non-waivable.

A contract provision attempting to eliminate that right should not be relied upon.

37. How a Consumer May Cancel

The consumer may provide notice through:

• Certified return-receipt mail; or
• Another bona fide method of delivery, including qualifying electronic or personal delivery,

provided the consumer obtains a receipt as contemplated by the statute.

The cancellation generally becomes effective on the date specified by the statute for the method used.

38. Refund Following Wholesale Cancellation

Within 10 business days after receiving a qualifying cancellation notice, the broker or salesperson must:

• Refund all payments of any kind made by the consumer; and
• Send acknowledgment that the agreement or contract is void.

The consumer is not liable for damages merely because the statutory cancellation right was exercised.

39. Required Wholesale Contract Disclosures

A Pennsylvania wholesale agreement must prominently disclose information required by law and applicable Commission regulation, including statements explaining that:

• The transaction is a wholesale transaction;
• The licensee intends to assign, sell, or transfer the interest for compensation without first taking title as owner of record;
• The consumer may obtain an appraisal;
• The consumer may consult a licensee not affiliated with the wholesaler’s broker;
• The consumer may seek legal counsel;
• The consumer has the statutory cancellation right; and
• Payments must be refunded as required following cancellation.

40. Contractual Interest Is Not Legal Title

Holding:

• A purchase agreement;
• Assignment right;
• Option;
• Equitable interest; or
• Other contractual interest

is not the same as holding record title.

A person holding only contractual rights should not falsely represent that:

• The person owns the underlying property;
• The person is the deed owner;
• Title has already transferred; or
• The person possesses rights beyond the contract.

41. Pennsylvania Brokerage and Lead Routing

Apart from wholesaling, Pennsylvania regulates people who, for another and for compensation:

• Negotiate real estate purchases or sales;
• Aid a person in locating or obtaining an interest in real estate;
• Promote the purchase or sale of real estate;
• Represent themselves as real estate consultants, counselors, agents, or finders; or
• Attempt such activities.

The site’s buyer-routing compensation structure should therefore be reviewed independently from the Website language.

42. Licensed Professionals

Where a Pennsylvania real estate licensee participates, applicable requirements concerning:

• Consumer notices;
• Brokerage relationships;
• Supervision;
• Advertising;
• Conflicts of interest;
• Compensation;
• Transaction records;
• Trust funds;
• Offers; and
• Professional conduct

control.

43. Foreclosure and Financial Distress

The Website may market to owners who are:

• Behind on mortgage payments;
• Facing foreclosure;
• Experiencing financial hardship;
• Facing tax or judgment liens; or
• Seeking a rapid sale.

We are not your:

• Mortgage lender;
• Mortgage servicer;
• Attorney;
• Financial adviser;
• Credit counselor;
• Housing counselor;
• Mortgage broker;
• Loan-modification provider;
• Debt-settlement provider; or
• Foreclosure-rescue consultant

unless a separate legally compliant relationship expressly establishes otherwise.

44. Pennsylvania Act 91 Foreclosure Protections

Pennsylvania maintains statutory protections for certain homeowners through the Housing Finance Agency Law, commonly associated with Act 91 and the Homeowner’s Emergency Mortgage Assistance Program.

For covered mortgages, the mortgagee generally must provide required notice before:

• Accelerating the obligation;
• Starting foreclosure litigation; or
• Taking possession of the mortgage security.

Depending on eligibility and timing, homeowners may have rights or opportunities concerning housing counseling and emergency mortgage assistance.

45. Offer Requests Do Not Stop Foreclosure

Submitting a Website inquiry, requesting a cash offer, or negotiating a possible sale does not automatically:

• Stop foreclosure;
• Extend an Act 91 deadline;
• Delay a sheriff’s sale;
• Extend a court deadline;
• Cure mortgage default;
• Modify a mortgage;
• Reinstate a loan; or
• Create a forbearance agreement.

A homeowner facing foreclosure should independently determine all applicable deadlines.

46. No General Pennsylvania Investor-Rescue Cancellation Period Invented Here

These Website Terms do not claim that every arm’s-length investor purchase from a distressed homeowner carries a special three-, five-, or seven-day foreclosure-rescue cancellation period.

Pennsylvania’s 30-day wholesale cancellation right applies where the transaction meets the statutory wholesale definition.

Other foreclosure, mortgage, consumer-protection, or federal rules can separately apply based on the services offered and the facts.

47. Mortgage-Relief Services Are Different From Buying Property

A bona fide cash purchase is different from offering, for compensation, to:

• Negotiate the homeowner’s mortgage;
• Obtain a loan modification;
• Obtain forbearance;
• Refinance the loan;
• Settle mortgage debt;
• Stop foreclosure as a service; or
• Communicate with the servicer on the homeowner’s behalf as a mortgage-relief provider.

Those activities may trigger separate Pennsylvania and federal regulation.

48. Federal Mortgage Assistance Relief Services Rules

Where activity constitutes mortgage-assistance-relief services under federal law, separate rules can govern:

• Advance fees;
• Advertising representations;
• Required disclosures;
• Communications with mortgage servicers; and
• Consumer acceptance.

49. No Foreclosure-Rescue Guarantees

Unless separately authorized and legally qualified, we do not represent that:

• We act for your lender;
• We act for your mortgage servicer;
• We act for Pennsylvania or the federal government;
• We guarantee foreclosure will stop;
• We guarantee a loan modification;
• We will negotiate your mortgage for you;
• You should stop communicating with your lender;
• You should stop making legally required payments; or
• Selling through us is your only available option.

50. Probate, Estate, Trust, and Inherited Property

Submitting inherited, estate, probate, or trust property does not establish legal authority to sell.

A transaction may require:

• Executor authority;
• Administrator authority;
• Personal-representative authority;
• Trustee authority;
• Court documentation;
• Participation of heirs or beneficiaries;
• Appropriate deeds; or
• Other proof of authority.

Certain fiduciary transfers may qualify for an exemption from Pennsylvania’s Seller Disclosure Law.

51. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may involve an open insurance claim.

We do not act as your:

• Insurance company;
• Insurance producer;
• Public adjuster;
• Insurance attorney; or
• Insurance adviser

unless separately established in a lawful relationship.

Property owners are responsible for understanding:

• Coverage;
• Proof-of-loss requirements;
• Claim deadlines;
• Insurance proceeds;
• Mortgagee rights;
• Repair requirements;
• Assignment restrictions;
• Recoverable depreciation; and
• Policy conditions.

52. Pending Insurance Claims

If property is sold while an insurance claim remains pending, transaction documents should address which party, if anyone, is entitled to:

• Existing insurance proceeds;
• Supplemental proceeds;
• Recoverable depreciation;
• Additional claims;
• Salvage rights; or
• Related benefits.

53. Insurance and Restoration Advice on the Website

The Website contains general guidance concerning:

• Insurance claims;
• Damage documentation;
• Cleanup;
• Contractor estimates;
• Restoration;
• Temporary protection; and
• Repairs.

That content is general information only.

Property owners should follow:

• Their insurance policy;
• Insurer instructions;
• Fire-department instructions;
• Qualified professional advice;
• Emergency mitigation obligations; and
• Applicable law.

54. Building Codes, Permits, and Unsafe Structures

Fire-damaged property may be subject to:

• Pennsylvania building requirements;
• Local building codes;
• Unsafe-building determinations;
• Condemnation;
• Repair permits;
• Electrical permits;
• Demolition requirements;
• Fire codes;
• Occupancy restrictions;
• Utility restrictions; and
• Local ordinances.

Requirements vary by municipality.

An as-is sale does not override government requirements.

55. Philadelphia and Other Municipal Requirements

Properties located in Philadelphia, Pittsburgh, or another Pennsylvania municipality may be subject to local:

• Transfer certifications;
• Property-maintenance rules;
• Code requirements;
• Permit requirements;
• Fire-safety rules;
• Tax procedures; and
• Closing practices.

Local requirements should be analyzed separately from Pennsylvania’s statewide seller-disclosure statute.

56. Telephone Communications

By providing a telephone number and requesting an offer, you authorize reasonable responsive communications concerning:

• Your property;
• Scheduling;
• Offers;
• Property research;
• Buyer matching;
• Follow-up; and
• Potential transactions.

Additional consent will be obtained where legally required for regulated automated or marketing communications.

57. Pennsylvania Recording Law

Pennsylvania generally requires the prior consent of all parties before intentionally recording or intercepting a private telephone, electronic, or oral communication, subject to specific statutory exceptions.

Accordingly, calls should not be silently recorded merely because one participant consents.

If a call is recorded, procedures should provide appropriate notice and obtain legally sufficient consent from all participants.

58. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text concerning:

• Your inquiry;
• Scheduling;
• Offers;
• Buyer matching;
• Follow-up; and
• Potential transactions.

Where required, additional consent will be obtained before regulated automated or marketing messages are sent.

Consent to marketing is not a condition of receiving an offer or selling property where prohibited.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

59. Email Communications

By providing an email address, you authorize communications concerning:

• Your property;
• Potential offers;
• Prospective purchasers;
• Scheduling;
• Follow-up;
• Services; and
• Potential transactions.

Applicable promotional emails will include an unsubscribe mechanism.

60. Electronic Communications

Where permitted by law, you consent to receiving Website and transaction communications electronically.

61. Privacy

Our handling of personal information is described in our Privacy Policy.

62. Independent Decision-Making

Selling real estate may have significant:

• Legal;
• Tax;
• Financial;
• Insurance; and
• Personal consequences.

You may wish to consult:

• A Pennsylvania attorney;
• A Pennsylvania licensed real estate professional;
• A tax professional;
• An accountant;
• An insurance professional;
• A contractor;
• An engineer;
• An appraiser;
• A HUD-approved housing counselor; or
• Another qualified adviser.

63. No Professional Advice

Website content does not constitute individualized:

• Legal advice;
• Tax advice;
• Accounting advice;
• Financial advice;
• Insurance advice;
• Engineering advice;
• Construction advice;
• Appraisal advice;
• Mortgage advice; or
• Foreclosure advice.

64. No Automatic Agency or Fiduciary Relationship

Use of the Website does not itself create:

• Seller agency;
• Buyer agency;
• A fiduciary relationship;
• Partnership;
• Joint venture; or
• Employment.

If a licensed Pennsylvania broker or salesperson participates, the applicable brokerage relationship and statutory notices control.

65. Acceptable Use

You may not:

• Use the Website unlawfully;
• Submit fraudulent leads;
• Knowingly provide materially false information;
• Impersonate another person;
• Submit property information without authority;
• Attempt unauthorized system access;
• Introduce malicious code;
• Circumvent security;
• Abuse Website forms; or
• Violate another person’s rights.

66. Intellectual Property

Unless otherwise stated, the Website and its original:

• Text;
• Branding;
• Graphics;
• Images;
• Designs;
• Layout; and
• Software

are owned by or licensed to Pennsylvania Fire House Buyer.

You may not commercially reproduce protected Website content without authorization.

67. Third-Party Services

We are not responsible for independent third-party:

• Websites;
• Privacy practices;
• Content;
• Security;
• Products;
• Services;
• Representations; or
• Conduct.

68. Website Availability

We may modify, restrict, suspend, or discontinue Website features.

Continuous or error-free availability is not guaranteed.

69. No Guarantee of Transaction

We do not guarantee:

• An offer;
• Fair-market-value pricing;
• A particular purchase price;
• A particular closing date;
• Assignment of a contract;
• Availability of another purchaser;
• Completion of a transaction; or
• A particular financial outcome.

70. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:

• MERCHANTABILITY;
• FITNESS FOR A PARTICULAR PURPOSE;
• TITLE; AND
• NON-INFRINGEMENT.

Nothing in these Terms eliminates rights that applicable law does not allow to be waived.

71. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PENNSYLVANIA FIRE HOUSE BUYER AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This Website-only limitation does not govern rights or liabilities under separately executed:

• Purchase agreements;
• Wholesale agreements;
• Assignment agreements;
• Brokerage agreements;
• Mortgage-related agreements; or
• Other transaction-specific documents

unless those documents expressly provide otherwise and applicable law permits it.

72. Independent Third-Party Buyers

To the maximum extent permitted by law, we are not responsible for the independent:

• Offers;
• Representations;
• Valuations;
• Contracts;
• Financing;
• Privacy practices;
• Performance; or
• Conduct

of unaffiliated prospective purchasers.

Nothing here excludes liability that applicable law does not permit to be excluded.

73. Indemnification

To the extent permitted by law, you agree to indemnify Pennsylvania Fire House Buyer from claims arising from:

• Your unlawful Website use;
• Your material breach of these Terms;
• Fraudulent information knowingly submitted by you;
• Information knowingly submitted without authority; or
• Your violation of another person’s rights.

74. Governing Law

These Terms are governed by the laws of the Commonwealth of Pennsylvania, except where another law must apply.

75. Venue and Disputes

Subject to mandatory jurisdiction, venue, consumer-protection, wholesaling, and transaction-specific requirements, proceedings arising solely from Website use may be brought in a court of competent jurisdiction in Pennsylvania.

These Website Terms do not impose mandatory arbitration.

A separately executed transaction agreement may contain different enforceable dispute provisions.

76. Non-Waivable Pennsylvania Rights

Nothing in these Terms waives rights that cannot lawfully be waived under applicable:

• Pennsylvania Real Estate Seller Disclosure Law;
• Pennsylvania Real Estate Licensing and Registration Act;
• Pennsylvania wholesale-transaction law;
• Pennsylvania Unfair Trade Practices and Consumer Protection Law;
• Pennsylvania Wiretapping and Electronic Surveillance Control Act;
• Pennsylvania Breach of Personal Information Notification Act;
• Pennsylvania foreclosure law;
• Federal mortgage-assistance rules;
• Federal disclosure law; or
• Other applicable law.

77. Transaction Agreements Control

These Website Terms do not replace:

• Purchase agreements;
• Wholesale disclosures;
• Assignment agreements;
• Brokerage agreements;
• Seller Property Disclosure Statements;
• Title documents;
• Settlement documents;
• Insurance-related documents;
• Mortgage-related agreements; or
• Other transaction-specific documents.

A separately executed transaction agreement governs the transaction to the extent enforceable.

78. Changes to These Terms

We may update these Terms periodically.

Updated Terms become effective when posted or on another identified effective date, subject to applicable law.

79. Severability

If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will continue in effect.

80. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

81. Assignment

You may not assign these Website Terms without our written consent.

We may assign them in connection with:

• A merger;
• Acquisition;
• Financing;
• Reorganization;
• Affiliate restructuring; or
• Sale of assets,

subject to applicable law.

This provision does not determine whether a real estate purchase agreement may be assigned.

A purchase-contract assignment is governed by:

• The contract;
• Pennsylvania contract law;
• Pennsylvania’s Real Estate Licensing and Registration Act;
• Pennsylvania’s wholesale-transaction provisions; and
• Other applicable law.

82. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy govern Website use.

They do not supersede separately executed real estate transaction documents.

83. Contact Us

Questions concerning these Terms may be directed to:

Pennsylvania Fire House Buyer
Pennsylvania
United States

Phone: 208-269-2084
Website: pennsylvaniafirehousebuyer.com